01 — Technological Progress

TopWallet

TopWallet has completed its version 1.5.3 update, featuring a fully optimized UI and the introduction of a friend referral function, enhancing both user experience and social features.

TOPOS Cross-Border Remittance System

The monthly transaction volume of the TOPOS Cross-Border Remittance System has continued to increase in January, surpassing 10 million USD in monthly transaction volume and reaching 110,000 transactions. The integration work for the Vietnam and Brazil channels is progressing smoothly.

TOPOS On-Chain Payment System

The TOPOS On-Chain Payment System has successfully integrated with Binance Pay, and a customized version for POS manufacturers is still under development.

PICA Wallet

The development of the PICA wallet is ongoing and is expected to officially launch by the end of February. This wallet is positioned as an on-chain bank system and will provide core features such as multi-chain stablecoin payments, PlatON stablecoin transactions, and cash transactions for stablecoins at offline stores.

Agent Payment

An Agent Payment system based on PlatON’s stablecoin is under development, designed to support multi-merchant agent orchestration payments in a Skill format, providing more flexible payment solutions.

02 — PlatON News

“SEA Crypto & Payment Ecosystem Report — Malaysia 2025” Released, Analyzing the Integration Path Between Digital Assets and Regulated Financial Systems

PlatON has officially released the “SEA Crypto & Payment Ecosystem Report — Malaysia 2025,” which provides a comprehensive overview of Malaysia’s digital asset regulatory framework, market structure, and payment infrastructure, with a core focus on the interaction between digital assets and the regulated financial system.

The report analyzes the regulatory framework led by the Malaysian Securities Commission and Bank Negara Malaysia, the market structure of licensed exchanges and regulated service providers, and the electronic payment ecosystem covering national payment channels, e-wallet platforms, and real-time payment systems. It also discusses regulatory considerations related to stablecoins, digital asset payments, and cross-border settlement scenarios. The full report is now available for download.

PlatON Released “SEA Crypto & Payment Ecosystem Report — Vietnam 2025,” Focusing on Regulatory Transformation and Market Development

Recently, PlatON released the “SEA Crypto & Payment Ecosystem Report — Vietnam 2025,” which focuses on Vietnam’s transition from strict restrictions to a regulated framework for digital assets. It provides a comprehensive analysis of the evolving digital asset regulatory framework, payment infrastructure, and the interaction between digital assets and the traditional financial system.

The report covers four main areas: the evolution of digital asset regulation in Vietnam, including key policy positions, legislation, regulatory sandboxes, and impacts on exchanges, stablecoins, on-chain payments, and cross-border settlements; the structure of the digital asset trading market, involving international platforms, local participants, and expected licensing systems; an overview of the electronic payment ecosystem and its interaction with the digital asset market, including clearing infrastructure, e-wallets, and international payment service providers; and finally, it analyzes local business opportunities, regulatory risks, and market access considerations. The full report is now available for download.

About PlatON

PlatON is an open financial infrastructure initiated and promoted by the LatticeX Foundation. Built on it, Topos offers payment and clearing system solutions for financial institutions and payment service providers. PlatON is constructing a payment “highway” that bridges traditional finance and the digital economy. Equipped with financial-grade capabilities such as high-frequency transaction processing, rapid settlement, and multi-asset smart contracts, it supports global demands, including cross-border payments, institutional clearing and settlement, and compliant digital asset management.

Forum｜Discord｜X｜Telegram｜Github｜Medium｜YouTube